Mastercard at Online Casinos in 2024

Mastercard is one of the world's largest processors of payments having been around for over 50 years, and second only to Visa in world-wide credit card acceptance. All over the world, you will find stores and ATMs that accept this card.

It is also an acceptable method for online payments, and is one of the most favoured payment methods in casinos. Most online casinos accept Mastercard as a payment method and from a player's perspective it is convenient, though like all methods it comes with its own advantages and disadvantages.

UK update: As of April 14, 2020, United Kingdom casino players are no longer able to use credit cards or specific e-wallets funded with credit cards to make gambling-related payments. (→ read more)

Trusted Online Casinos with Mastercard

You can find the online casinos that accept Mastercard for payments in this list. All these casinos carry a valid license and are trustworthy websites to play casinos games for real money.

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(T&Cs apply)100% up to $/€100 + 200 Extra spins casino bonus (Varies for different countries) or 2x €10 Free Sports Bets + 100 Extra spins casino bonus or 100% up to $/€100 live casino bonus ▼ More Details ▼ 18+. New players only. Valid on 1st deposit. Only one Welcome bonus from either Casino, Sports or LIVE Casino can be claimed on deposit AND wager. Deposit bonuses differ per offer and are a 100% match bonus up to €100. Minimum deposit matched: €20. Free Spin winnings are bonus money. Deposit and bonus money subject to wagering requirements. Bonus validity differs per offer. Play responsibly. gamblingtherapy.org. Full T&Cs apply.18+ | Website operator T&Cs apply | Play responsibly.
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*Bonuses are tied to T&Cs. Bonuses can change any time.

Types of Mastercard cards

Mastercard comes in a variety of types with different costs and benefits. Depending on what is on offer at your bank and your own preference, you may find yourself presented with several different options. The banks will ultimately decide the credit limit for the card though you may have some influence as well. Besides the conventional card, there are also some other options such as prepaid credit cards.

Mastercard credit card: Mastercard credit cards are issued by your bank and you apply for them separately. If the bank approves your request then they will decide on a credit limit based on their internal policy. If you're using a credit card the transaction will then be constrained by that limit, and the negative balance from the card is reconciled with the bank later. Mastercard credit cards can be used everywhere that the Mastercard logo is displayed.

Mastercard debit card: The Mastercard debit card is called Maestro and is linked to your bank account rather than a credit account, and you can only go into overdraft if authorised by the bank. Each transaction is compared against your bank account to verify if the balance is large enough to cover it. Maestro is only accepted where the Maestro symbol is shown, and not all casinos may accept it.

Mastercard prepaid card: The prepaid card from Mastercard can be used at any terminal where the Mastercard logo is displayed with the main difference with a regular Mastercard credit card being that the prepaid card cannot be put into overdraft. Your options are to load money onto the prepaid card or purchase a prepaid card with a predefined amount which can be thrown away when used up. This makes it a good way of keeping an eye on your spending and capping it before it becomes a problem.

Deposits at casinos with Mastercard

You can easily deposit funds into a casino with Mastercard. Just select the card for payment, enter the amount and the card details such as the card number, expiry date, your full name as it appears on the card and 3-digit security code.

Mastercard payments are accepted by many casinos, but there may be some instances where the casino will charge a fee for you to use it. This fee can be applied to the deposit, or both the deposit and withdrawal with some operators leveraging a 2.5% charge on the transfer amount.

A secure online casino uses (SSL) secure sockets layer which encrypts information that you enter while depositing funds so it cannot be read and stolen. Still, some players are still not comfortable using credit cards online as credit card fraud has not completely been eliminated so there is always a risk however unlikely it may be.

Provided that your account is in good standing, demonstrated reasonable care in protecting your details and not reported two or more unauthorized situations in the last 12 months, Mastercard's Zero Liability policy applies to you.

There are players that are not comfortable sharing information about their transactions online when they appear on their credit card statements. The solution may be to use another payment method such as an e-wallet like Neteller, PayPal or Skrill.

Withdrawals at casinos with Mastercard

Most of the time it is not possible to make withdrawals at a casino using a Mastercard since many of these credit cards do not accept incoming payments. There may be exceptions to the rule but that is contingent on the card and the issuing bank. It is not realistic to expect that you can withdraw money to the Mastercard so look to other methods like a Bank Transfer instead.

Mastercard fees

A Mastercard is typically not free to use as the issuing bank can charge a fee for issuing the card and for using it. These fees are set by the issuing bank and they can vary widely amongst banks and amongst card options. It is always best to make yourself familiar with the fees to avoid any unforeseen surprises.

Summary

The Mastercard credit card is one of the most convenient and quickest ways of depositing money to your player account. Unfortunately, being a credit card it is subject to the risk of online fraud, though the casino will protect your data through encrypted connections (SSL). Online use of a credit card is not much different than using a card at an ATM machine or seller where there is the risk of tampered equipment.

Still, credit card issuers like Mastercard have a Zero Liability policy protecting you from fraudulent use on your account. Effectively, you only pay for the purchases you make provided your account is in good standing, have used prudence in protecting your card details and not reported more than one unauthorized transaction within 12 months.

Mastercard credit cards are welcome at most casinos and processed within a few seconds. Remember though that your transactions are detailed in your credit card statement, meaning that if you are concerned about privacy then it may not be the best option for you. In this case, consider an e-wallet like Neteller or Skrill instead.

Undoubtedly, the benefits of using a Mastercard such as a prepaid version still outweigh the disadvantages, and one not to be overlooked is the ability to control spending. This is because you are limited by your credit limit which prevents you from going overboard with spending. Remember that fees may be applied to use the credit card so always make yourself aware of what they are before you transact with them.

Mastercard FAQ