UPI Net Banking at Online Casinos in 2023
Unified Payments Interface (UPI) is an India instant banking method that is available at over 150 participating UPI banks in India ↱. This includes some of the biggest such as HDFC Bank, State Bank of India (SBI Bank), Punjab National Bank (PNB), ICICI Bank, Axis Bank and Kotak Mahindra Bank. Each institution has a Google Android and Apple iOS version that you can download, or you can download it from the Play Store or App Store, respectively. No matter where you bank, you only need to download it once. UPI is a mobile-first UI with most transactions occurring on this device.
The app reduces the requirement to enter payment details which makes the process faster and safer by also using 2-factor authentication encryption which is your virtual ID and mobile PIN (M-PIN). You can use this payment method to transfer your rupees between two bank accounts to pay your bills and fees, pay online or request payments.
Trusted Online Casinos with UPI Net Banking
You can find the best online rupee casinos that accept UPI in our list of operators below. Each of these casinos accepts Indian rupees, and we've prepared a review for each where we look at their low wagering casino bonus and wagering requirements.
We go further by looking at their slots, online casinos games, live casino games, alternative casino payment methods like the electronic wallet Ecobanq and more. All these casinos are licensed and regulated in reputable jurisdictions like Malta (MGA), Great Britain (UKGC) or others.
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Check full terms and conditions for more details. 18+ | Website operator T&Cs apply | Play responsibly.
*Bonuses are tied to T&Cs. Bonuses can change any time.
Table of contents:
How UPI works
UPI ↱ is an instant banking method that links your bank account to a virtual payment address and eliminates the need for inputting banking details. It allows you to make payments and ask for cash and will enable you to make a payment by scanning a QR code.
After installing the app, your phone number is automatically registered, so you just need to create a password. You then need to create a virtual address (unique identifier) followed by a mobile PIN (M-PIN) as the app uses 2-factor authentication. You can use more than one UPI address provided that they're linked to different bank accounts.
To send money, you click on the 'Send Money' tab, and enter the virtual ID of the receiver, the amount and enter your PIN. To receive money, you click on the 'Receive/Collect Money' tab, and enter the virtual ID, the amount. The sender will need to validate the validation message and enter the PIN.
The transaction limit is Rs 1 Lakh (1,00,000 rupees) per transaction.
Pros and Cons of UPI Netbanking
|✔||Available at over 150 local and foreign banks in India|
|✔||Supports payment deposits and withdrawals|
|✔||Virtual Payment Address (VPA) eliminates the need to enter personal information|
|✔||Fast payment method available 24/7|
|✔||Easy and secure (SSL encrypted)|
|✔||Allows you to send and request money|
|✔||You may qualify for a casino bonus|
|✖||Transactions appear on your bank statement|
|✖||Cannot stop a payment once instructed|
|✖||Only supports rupee (INR) currency|
|✖||Transaction fee may apply|
Deposits at casinos with UPI
Making a real money INR deposit to your online casino player account is pretty straightforward. You'll need to choose the deposit method from the choices available in the 'Deposit' section of the mobile online casino and enter the rupee amount.
The casino (merchant) will take you to your UPI app where you need to enter your PIN to finish the transaction. When finished instructing your deposit, you should see the funds in your player account within about 30 minutes.
Withdrawals at casinos with UPI
Remember that in most cases, the method that you use to deposit funds to your player account must be the method that you use to withdraw funds.
The withdrawal process may be slightly different between casinos but will follow a similar process to deposits.
Select UPI as the withdrawal method and remember to verify your player account as soon as possible by providing the requested documents to avoid delays. Also, different casinos have different minimum withdrawal amounts. If you opted to play with bonus money, then also remember that you must complete the bonus wagering terms before you can withdraw any real money.
UPI Net Banking fees
UPI fees ultimately depend on your bank and the service that you use. Using UPI Net Banking may cost you ₹0.50/transaction. Some casinos may also charge you a fee when depositing funds, but this is not common. Withdrawals using UPI may incur a small fee imposed by the casino, but this ultimately depends on the operator.
UPI is a growing casino India payment method for players who are looking for a (rupee) INR online casino. This payment method lets you make instant banking deposits and withdrawals on your mobile/tablet (Android/iOS).
Your payments are safe and secure and can be executed at 150+ banks in India.
This is a good option if you don't want to use an e-wallet such as Ecobanq, credit card or voucher payment. While the service may not be free, the cost if any is likely to be relatively small. Still, it's a good idea to check beforehand.
UPI Net Banking FAQ
Instructing a money transfer using UPI is very fast, safe and secure as it is protected by 2-factor authentification with money reaching your player account within 30 minutes.
If you used UPI to deposit rupees, then you can also use it to withdraw money from player account to bank account. Withdrawal times can vary by casino and take up to 3 business days. Remember to verify your account to avoid delays, determine the minimum withdrawal size of the casino, and that you have satisfied any bonus wagering requirements first.
UPI is legit and safe/secure to use as it is the result of a collaborative effort between the Indian Banks' Association (IBA) and Reserve Bank of India (RBI). At present, 150+ Indian and foreign banks are participating in this instant banking payment method, available 24/7. Your money is protected using 2-factor authentication and information is encrypted.
If your casino accepts UPI, then it is also likely that you will qualify for a deposit bonus, free spins or other incentives. What the bonus consists will ultimately depend on the online casino.
Keep in mind that UPI is a relatively new entrant in the world of online casino payments, so not many operators may accept it yet. We expect this will change as more Indians recognize the benefits. You'll find rupee casinos that accept UPI payments on this page.
UPI is a payment system created by the non-profit National Payments Corporation of India (NPCI). It is also responsible for RuPay, which is a payments system in India supporting credit/debit/prepaid cards.