Page updated on 30.05.2020

UPI Net Banking Payments for Online Casino Deposits and Withdrawals

UPI Net Banking CasinosUnified Payments Interface (UPI) is an India instant banking method that is available at over 150 participating UPI banks in India ↱. This includes some of the biggest such as HDFC Bank, State Bank of India (SBI Bank), Punjab National Bank (PNB), ICICI Bank, Axis Bank and Kotak Mahindra Bank. Each institution has a Google Android and Apple iOS version that you can download, or you can download it from the Play Store or App Store, respectively. No matter where you bank, you only need to download it once. UPI is a mobile-first UI with most transactions occurring on this device.

The app reduces the requirement to enter payment details which makes the process faster and safer by also using 2-factor authentication encryption which is your virtual ID and mobile PIN (M-PIN). You can use this payment method to transfer your rupees between two bank accounts to pay your bills and fees, pay online or request payments.

Pros:

  • Available at over 150 local and foreign banks in India
  • Supports payment deposits and withdrawals
  • Virtual Payment Address (VPA) eliminates the need to enter personal information
  • Fast payment method available 24/7
  • Easy and secure (SSL encrypted)
  • Allows you to send and request money
  • You still qualify for a casino bonus

Cons:

  • Transactions appear on your bank statement
  • Cannot stop a payment once instructed
  • Only supports rupee (INR) currency
  • Transaction fee may apply

Online Casinos with UPI Net Banking Payments

You can find online rupee casinos that accept UPI in our list of operators below. Each of these casinos accepts Indian rupees, and we've prepared a review for each where we look at their low wagering casino bonus and wagering requirements.

We go further by looking at their slots, online casinos games, live casino games, alternative casino payment methods like the electronic wallet Ecobanq and more. All these casinos are licensed and regulated in reputable jurisdictions like Malta (MGA), Great Britain (UKGC) or others.

Casino Rating Highlights Links
Casino Lab 9/10 Up to $1,500 + 300 Free Spins over 4 deposits
1st deposit: 100% up to $300 + 300 Free spins (no code required)
2nd deposit: 50% up to $400 (Bonus code WCL2)
3rd deposit: 25% up to $400 (Bonus code WCL3)
4th deposit: 25% up to $400 (Bonus code WCL4)
(T&Cs)

♣ huge live casino game selection
♣ interesting casino design
♣ fast payment processing
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Casino Planet 9/10 Up to $/€1,500 over 4 deposits + 200 Extra Spins
1st Deposit: 100% up to $/€300 + 200 Extra Spins, 2nd deposit: 50% up to $/€400 (Bonus code WCP2), 3rd deposit: 25% up to $/€400 (Bonus code WCP3), 4th deposit: 25% up to $/€400 (Bonus code WCP4)
(T&Cs)

♣ Pay N Play Casino for Finland
♣ payments are processed fast
♣ low bonus wagering conditions
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Casoola 9/10 $1,500 over 4 deposits and 200 Free Spins
1st deposit: 100% up to $300 and 200 Free Spins, 2nd deposit: 50% up to $400, 3rd deposit: 25% up to $400, 4th deposit: 25% up to $400
(T&Cs)

♣ Bank ID for players from Finland
♣ payments are processed fast and reliable
♣ fair bonus wagering requirements
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Casino Gods 9/10 €/$1,500 Bonus + 300 Free Spins over 4 deposits
1st deposit: 100% up to €/$300 and 300 Spins, 2nd deposit: 50% up to €/$400, 3rd deposit: 25% up to €/$400, 4th deposit: 25% up to €/$400
(T&Cs)

♣ interesting game selection
♣ fair wagering requirements
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Kassu 9/10 up to €/$1500 over the first 4 deposits plus 300 free spins.
1st deposit: 100% up to €/$300 and 300 Free Spins, 2nd deposit: 50% up to €/$400, 3rd deposit: 25% up to €/$400, 4th deposit: 25% up to €/$400
(T&Cs)

♣ payments are processed within 1-2 days
♣  varied game selection with many interesting games
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Pelaa 8.7/10 $1000 over 4 deposits, 1st deposit: 100% up to $100 + 150 free spins* (T&Cs)

♣ Pay N Play for Finland & Sweden
♣ trusted operator
♣ payments are processed fast and reliable
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Sloty 9/10 up to $1,500 + 300 free spins, 1st deposit: 100% up to $300* (T&Cs)

♣ good bonus conditions
♣ reliable operator
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Spela 8.7/10 up to $1000 over 4 deposits, 1st deposit: 100% up to $200 + 100 Free Spins (T&Cs)

♣ Pay N Play for Finland & Sweden
♣ bonus wagering requirements and terms are fair
♣ operator has a good reputation
♣ Games on Desktop: 1300 | Mobile: 1000
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Funbet 9.3/10 Sports: 1st deposit 50% up to €/$50 (Bonus code required)
Casino: 1st deposit 100% up to €/$200 + 50 Extra Spins (Bonus code required)
(T&Cs)

♣ lots of sports betting options
♣ fair bonus conditions
♣ Games on Desktop: 1200 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Sports betting, Casino, Live Casino
Spinit 9/10 up to $/€1000 over the first 4 deposits plus 200 free spins.
1st deposit: 100% up to $/€100 and 200 Free Spins, 2nd deposit: 50% up to $/€300, 3rd deposit: 25% up to $/€300, 4th deposit: 25% up to $/€300
(T&Cs)

♣ great game selection
♣ fast payments
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Casino Joy 9/10 Up to $/€1000 over the first 4 deposits.
1st deposit: 100% up to $/€200 and 200 Free Spins, 2nd deposit: 50% up to $/€200, 3rd deposit: 25% up to $/€300, 4th deposit: 25% up to $/€300
(T&Cs)

♣ 24h payment processing
♣  popular game providers
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Vegas Hero 9/10 up to €/$1000 over the first 4 deposits plus 50 free spins.
1st deposit: 100% up to €/$100 and 50 Free Spins, 2nd deposit: 50% up to €/$300, 3rd deposit: 25% up to €/$300, 4th deposit: 25% up to €/$300
(T&Cs)

♣ Fantastic VIP-Experience
♣ many interesting games providers
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Casino Cruise 9/10 up to $1000 + 200 free spins, 1st deposit: 100% up to $200 + 200 free spins, 2nd deposit: 50% up to $200, 3rd deposit: 25% up to $300, 4th deposit: 25% up to $300* (T&Cs)

♣ fantastic game selection
♣ fair wagering requirements
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino
Genesis Casino 9/10 up to €/$1000 over the first 4 deposits.
1st deposit: 100% up to €/$100 and 300 Free Spins, 2nd deposit: 50% up to €/$300, 3rd deposit: 25% up to €/$300, 4th deposit: 25% up to €/$300
(T&Cs)

♣ fast payment processing times
♣ many promotions and tournaments
♣ Games on Desktop: 1300 | Mobile: 800
♣ EUR accepted: ✓ | ♣ English Website: ✓
♣ Casino, Live Casino

How UPI works

UPI ↱ is an instant banking method that links your bank account to a virtual payment address and eliminates the need for inputting banking details. It allows you to make payments and ask for cash and will enable you to make a payment by scanning a QR code.

After installing the app, your phone number is automatically registered, so you just need to create a password. You then need to create a virtual address (unique identifier) followed by a mobile PIN (M-PIN) as the app uses 2-factor authentication. You can use more than one UPI address provided that they're linked to different bank accounts.

To send money, you click on the 'Send Money' tab, and enter the virtual ID of the receiver, the amount and enter your PIN. To receive money, you click on the 'Receive/Collect Money' tab, and enter the virtual ID, the amount. The sender will need to validate the validation message and enter the PIN.

You can transfer up to Rs 1 Lakh per transaction. (1,00,000 rupees)

Deposits at casinos with UPI

Making a real money INR deposit to your online casino player account is pretty straightforward. You'll need to choose the deposit method from the choices available in the 'Deposit' section of the mobile online casino and enter the rupee amount.

The casino (merchant) will take you to your UPI app where you need to enter your PIN to finish the transaction. When finished instructing your deposit, you should see the funds in your player account within about 30 minutes.

Withdrawals at casinos with UPI

Remember that in most cases, the method that you use to deposit funds to your player account must be the method that you use to withdraw funds.

The withdrawal process may be slightly different between casinos but will follow a similar process to deposits.

Select UPI as the withdrawal method and remember to verify your player account as soon as possible by providing the requested documents to avoid delays. Also, different casinos have different minimum withdrawal amounts. If you opted to play with bonus money, then also remember that you must complete the bonus wagering terms before you can withdraw any real money.

UPI Net Banking fees

UPI fees ultimately depend on your bank and the service that you use. Using UPI Net Banking may cost you ₹0.50/transaction. Some casinos may also charge you a fee when depositing funds, but this is not common. Withdrawals using UPI may incur a small fee imposed by the casino, but this ultimately depends on the operator.

Summary

UPI is a growing casino India payment method for players who are looking for a (rupee) INR online casino. This payment method lets you make instant banking deposits and withdrawals on your mobile/tablet (Android/iOS).

Your payments are safe and secure and can be executed at 150+ banks in India.
This is a good option if you don't want to use an e-wallet such as Ecobanq, credit card or voucher payment. While the service may not be free, the cost if any is likely to be relatively small. Still, it's a good idea to check beforehand.

FAQ

Instructing a money transfer using UPI is very fast, safe and secure as it is protected by 2-factor authentification with money reaching your player account within 30 minutes.

If you used UPI to deposit rupees, then you can also use it to withdraw money from player account to bank account. Withdrawal times can vary by casino and take up to 3 business days. Remember to verify your account to avoid delays, determine the minimum withdrawal size of the casino, and that you have satisfied any bonus wagering requirements first.

UPI is legit and safe/secure to use as it is the result of a collaborative effort between the Indian Banks' Association (IBA) and Reserve Bank of India (RBI). At present, 150+ Indian and foreign banks are participating in this instant banking payment method, available 24/7. Your money is protected using 2-factor authentication and information is encrypted.

If your casino accepts UPI, then it is also likely that you will qualify for a deposit bonus, free spins or other incentives. What the bonus consists will ultimately depend on the online casino.

Keep in mind that UPI is a relatively new entrant in the world of online casino payments, so not many operators may accept it yet. We expect this will change as more Indians recognize the benefits. You'll find rupee casinos that accept UPI payments on this page.

UPI is a payment system created by the non-profit National Payments Corporation of India (NPCI). It is also responsible for RuPay, which is a payments system in India supporting credit/debit/prepaid cards.

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